Wednesday, June 18, 2025
Thinking about investing in property but feeling unsure where the market’s heading?
Or perhaps you’re simply wondering why invest in property at all?
You’re not alone. With so many headlines about crashes, inflation, and affordability, it’s hard to know what’s coming next — or whether now is still a good time to get in.
So, in this blog, we’ll keep things simple.
You’ll learn:
• What’s likely to happen to UK house prices by 2030
• Why prices keep rising, despite the doom and gloom
• Why waiting might not be your best option
• And what it all means if you’re thinking of investing
Here’s the big picture:
Over the past 100 years, UK property prices have doubled roughly every 10 years.
This isn’t wishful thinking — it’s historical fact. Take a look:
Yes, there have been dips along the way. But over the long term, the trend is clear: property has steadily increased in value.
The people who’ve lost out?
Often the ones who kept waiting for a big crash that never came.
We often think of inflation as a short-term issue — but it’s actually part of how the economy is designed to work.
Governments want inflation (usually around 2%). But in reality, it’s often higher. As inflation rises, the value of money falls — meaning £1 today buys you less in the future. But hard assets like property tend to rise with inflation, which is why they hold their value better than cash.
Since the UK came off the gold standard, the government has had the freedom to print money. Every time more pounds are created, the ones already in circulation lose value. This pushes asset prices up, especially for things like property, which can’t be printed.
The UK needs to build around 300,000 homes per year to meet demand.
In reality, we’re consistently short of that. Why?
• High immigration
• More single-person households
• Slow and complex planning laws
• High build costs
Less supply + more demand = higher prices over time.
Major institutions like Lloyds Bank, Legal & General, and even BlackRock are snapping up large numbers of homes.
Why? Because they see residential property as a safe, long-term asset with strong returns.
When the biggest investors in the world are buying property — not selling it — it tells us something important. They’re positioning for the future. Shouldn’t we be, too?
A lot of people are waiting for the right moment — when prices fall, mortgages are easier, or buying feels less stressful.
But here’s the truth:
• House prices are growing faster than wages
• The average UK home now costs 9x the average salary
• If rates drop, demand will surge again — pushing prices higher, not lower
New schemes like 100% mortgages might help some people buy — but they don’t bring prices down. They just shift the goalposts again.
Whether you choose to rent or own your personal home is a personal decision — and there’s no right or wrong answer.
But when it comes to building wealth, owning investment property can make a big difference.
Here’s why:
• Capital growth – When you own investment property, you benefit from long-term increases in value.
• Rental income – Your tenants effectively pay down your mortgage while generating monthly income.
• Inflation hedge – Property tends to rise in value over time, while the value of cash falls.
• Wealth building – Unlike many other assets, property allows you to use leverage (mortgages) to grow your portfolio faster.
You don’t need to live in the property. You don’t even need to manage it yourself. But owning income-producing property is one of the most effective long-term wealth strategies — and has been for decades.
Most Landlord horror stories come from people who follow the wrong property strategy or buy in the wrong area. It really comes down to location, tenant demand, and having a proven system that works.
We’re not trying to scare anyone — just being honest.
Many experts believe we’re entering the last real buying cycle for ordinary investors. By 2030, it could become much harder to own property due to:
• Institutional buyers owning larger shares of the market
• Widening wealth gaps
• Continued undersupply
In simple terms: property could become even more exclusive. And fewer people might be able to get in.
If you’re wondering, “Will house prices rise?” — the answer is probably yes.
But the better question is:
Will you benefit from it — or miss out again?
At Astra Property Group, we help everyday people build simple, hands-free property portfolios that work. We focus on:
• High-demand areas
• Solid rental income
• Properties that make sense for real people
If you’re thinking about getting started, or want help deciding whether it’s right for you, reach out for a no-pressure chat.
👉 www.astrapropertygroup.co.uk/contact-us
Why do UK house prices keep rising?
Because of inflation, supply shortages, money printing, and growing demand.
Why not wait?
Because affordability is getting harder, not easier. And when rates drop, demand (and prices) will likely spike again.
What can you do?
Get informed. Take action. Use property to build your wealth before the window narrows further.
Let Us Help
Want a personal plan based on your capital, goals, and timeline?
We’ll show you how to build income and long-term wealth — without the stress.
Just get in touch:
📞 Contact us now
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